Maintaining A Personal Budget

Maintaining a personal budget is as much and art form as it is an exercise in discipline.  Why maintaining a personal budget is so difficult for most is because it’s new turf.  If you’ve had struggles with personal finances, relax.  Know that you’re not alone, either.  The 2014 average household debt was $225,00 in the … Read more…

The High Price of Auctions

Have you ever considered the high price of auctions?  How much does it really costs to use an auction?  When you are a seller, depending on the type of auction, it can vary a great deal.  Usually there is a nominal adminstration fee to be paid, though more importantly a percentage of the sale price … Read more…

Reduce Risk Using Income Streams

  The age of the financial roller coaster ride is in full swing and to counter the negative effects as an individual, the best plan is to reduce risk using income streams.  Notice I said streams, as in plural.  The only real hedge against financial peaks and valleys is to have a variety of money … Read more…

The Difference Between Good Debt Versus Bad Debt

The difference between good debt versus bad is an age old tale, though most folks must not have heard it before. At least they operate like they haven’t heard it, anyway. Have you always found money to be a mystery? More importantly, do you find that you always seem to be without any money at … Read more…

Reduce Your Personal Possessions

“You buy furniture.  You tell yourself, this is the last sofa I will ever need in my life.  Buy the sofa, then for a couple years you’re satisfied that no matter what goes wrong, at least you’ve got your sofa issue handled.  Then the right set of dishes.  Then the perfect bed.  The drapes.  The … Read more…

How to Reduce Your Daily Spending

The answer to the question of how to reduce your daily spending is one that remains elusive to the majority of people.  Now, more than ever we have less knowledge of where our money is going.  The fact that transactions are becoming more and more electronic based, the temptation to spend more and at a … Read more…